Worried about your Credit Karma™?

October 29, 2014

Tracking PixelWhen my ex-husband and I filed for divorce my credit report wasn’t even on the list of things I was worried about; Credit Karma™ has graciously sponsored this post so that you won’t have to worry about your credit report either. It was quite a while after the initial court filing, when I began closing all of our joint credit cards, that I realized the negative impact a divorce would have on my credit score, I told myself “You need to rebuild your credit“, I had to find the best way to rebuild it and get myself back to a good financial place. Abruptly closing several accounts at once will be detrimental to your credit. I struggled to figure out how to remedy the situation, and I didn’t have the extra cash to spend on an expensive credit monitoring service like I had used previously. One of my friends who had recently moved over to America was also having a few financial problems at the time. The main problem she was having was that no credit card companies would allow her to have a credit card due to not having a Social Security Number. However, she was able to find some online articles (click here) that helped her get a credit card and start building up her credit. This helped her to solve most of her financial issues. However, my problem was slightly different. I just wish I had known about Credit Karma™ and their completely free credit monitoring service then, but I’m grateful to know they are working behind the scenes to help make sure I still don’t have to worry today, especially if I wanted to get a payday loans online.

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En Garde

September 15, 2013

I cried at the thoughts of being a “modern family”.  I didn’t sign up for that.  My dreams of raising Gabe in our beautiful cobblestone house, having dinner ready when my husband got off  work, and family vacations were gone in the blink of an eye.  I waited for years into my marriage to have a child.  I was trying to spare any future children the grief I had suffered though my parents divorce.  I fought to keep my marriage together, even when my heart was no longer in it. I considered looking for professionals similar to these Eatons Solicitors in Bradford because I had no desire to share custody of my child. I don’t want to make my own son someone’s stepchild, or have a blended family.  Everything changed for my family in seconds, and in my case, I hope change eventually brings prosperity.  

My parents divorced when I was thirteen years old.  I was the oldest of four children.  My three siblings went to live with my father, while I went to live with my maternal grandparents.  My dad married my stepmother when I was seventeen.  She already had two adult children of her own.  I had no place in his new family.  My childhood was far from ideal.  My parents used us as pawns.  I resented them both for putting us in the middle.  I was terrified to have children for just that reason.  I would never want any child, and certainly not my precious Gabe to endure such an ordeal.  I never felt the sense of security or stability that any child needs. 

Gabe is only 3.5 years old.  The only memories he will have of his parents together are photographs and videos.  The look on his face during our painful exchanges are horrifying.  He can feel the animosity between Arturo and I.  En Garde:  He and I are playing a never ending game of fencing.  There is a constant exchange of blows, no referee or end to this wicked dual.  I fight harder and harder even though I am nearing exhaustion.  The emotional pain and mental anguish overwhelms me. 

I want to scream, “Stop it, I can’t take this anymore,” but silence consumes me.  I was taught that quitting is for the weak.  My body grows weary, my heart aches, and my mind wanders into melancholy.  Someone save me.  I feel like the madness will never end. 

I try to keep my emotion from Gabe and everyone else.  I create a facade.  It is easy to fake happiness in Tory Burch, Burberry, and Cole Haan, especially when you plaster on your prettiest smile.  There is one person that you can not hide your true feelings from, he is always watching and present. 

I have lost count of the times during the day that I repeat that prayer to myself. 

Dear God,
Grant me the serenity to know that my husband and I do not love each other anymore, our marriage is over, and Gabe will be okay with that outcome.  The courage to accept that I am emotionally and mentally broken, but I can overcome that with your love.  The wisdom to know that even though my marriage is over and I am struggling with heartache that you can bring me peace. 

Happy Soulful Sunday,

Taking a Second to Just Breathe…

April 25, 2013

It seems like lately life has just been completely chaotic for me.  There is always so much going on.  I feel like I have to balance my time being a full time “single” parent, and trying to sneak in a few minutes to myself.  I say single parent because when your husband has been gone with the Army for 2.5 years, I became a single parent by default.  Right now,  I know I should be asleep but instead I am writing trying to clear my head.

Gabe had soccer pictures and a soccer game on Saturday.  I seriously thought I might cry.  It was his first official sports team photo.  He is growing up too fast.  I also caught him blowing his babysitter a kiss goodbye tonight.  I am pretty sure he has a crush on Miss Morgan.  I took Escobar to the dog park, and he was just a big ball of energy.  I also discovered Aldi grocery store over the weekend.  My life seems rather monotonous.

Today was especially difficult.  Gabe has been acting out lately.  He realizes his fathers absence and he struggles.  He barely knows either of his grandfathers.  My husbands brother lives in Florida and he has seen Gabe two times since he was born.  My brother Brandon is probably always watching over us from up above and there is Stanton who has been trying to get his own life together.  Gabe has no real relationships with men.  He hangs with my girlfriends and myself.  He attends childcare at the YMCA while I run and workout, but even those caregivers are all female.  When Gabe has basketball at the Kentucky Basketball Academy, he will do anything to get and keep his coaches attention.  He wants to be a little boy with a man to play with him.  I played basketball in high school, but I don’t want to be the only one teaching him to dribble or shoot a basket.  I watched as all the other dads interacted with their children and I couldn’t help be heartbroken for Gabe.  He deserved to have a male role model months ago, and her certainly shouldn’t have to wait months more for his dad to return.  I have similar experiences with soccer. I didn’t even have the option to play soccer growing up.

There is nothing quite as delightful as a 32 year man who has never even gotten up during the night to feed their child saying he is too young to remember all this.  Every time he says that I want to shake him (him as in Gabes father not Gabe) and say what do you know about parenting.  I interact with our son every day and I watch him struggle to interact with men.  He has attention seeking behaviors.  I rightfully worry that these last few years will gravely alter his personality.  I have half given up trying to convince my husband of anything relating to Gabes behavior, admitting I am right would mean he knows he needs to come home

My husband and I are so different.  There is no job that would keep me away from my son for months on end (or my spouse).  I guess this a huge sore spot for us.  I just wish I felt like he loved his family as much as he loved the Army.  I’m sure I’m not the only military spouse who has felt this way.

This is enough of a vent for my blog and the day.  I really need to sleep.  I get to drive to Washington, D.C. tomorrow for the Nike Women’s half marathon on Sunday.  There is nothing quite like a road trip with a 3 year old!

Happy Whining Wednesday!