How To Get The Most Out Of Your Tax Refund

March 16, 2017
How To Get The Most Out Of Your Tax Refund

This shop has been compensated by Collective Bias, Inc. and its advertiser, Walmart Family Mobile. All opinions are mine alone. #YourTaxCash #CollectiveBias

Can you believe that it’s tax season already? It’s a stressful time for many individuals, but especially for self-employed small business owners. I know a few people who have gone to their local accountants Edinburgh to seek assistance with their taxes but others are attempting it themselves. If you’re a small business owner, which option do you think is best? It usually takes me several weeks to get all of my tax information together. A friend of mine suggested that I start using filecenterdms document management software or a similar paperless program to help me keep track of my tax information, like payments receipts, bank receipts, etc. She said it could help me keep important documents such as my tax receipts and forms organized, so I don’t have to scramble to find anything or worry about missing information. I’ve already done my taxes and sent off the information I needed, so I might try it next tax season. That could minimize mistakes, so it probably is worth doing. One of my friends recently made a mistake on her taxes, and she was audited. She decided to appeal the audit, and with the help of a tax law firm like this one, she was able to get support throughout the whole audit. No one wants to be audited, so it’s important that our taxes are being filed correctly. Currently, I’m just thinking about my tax refund. I rarely get a refund, and when I do, it’s small, so I want to make the most out of it. Today I’m sharing some tips for how to get the most out of your tax refund.

How To Get The Most Out Of Your Tax Refund

A tax refund should be looked at as an investment. Any refund that you receive will quickly disappear if you don’t save or spend it wisely. You should consider paying off bills, like high interest credit cards, but lowering your existing monthly bills is also a good way to make every dollar go farther. Things such as paying off car loans or other debts should be a priority, and they’ll provide you with long term rewards, and you could also think about the really long term and think about it as a large influx to saving for your child’s education you could feel like you’re being very wise with your expenditure. This year my husband is using part of his tax refund to fence in an additional pasture on the farm. It will allow him to rotate livestock to ensure they have fresh grass to graze and it will allow us to eventually have more livestock on this property. Establishing good rotational grazing schedules is an integral part of having healthier livestock, which can lead to fewer veterinarian visits. Growing our herd numbers and decreasing expenses will help increase profits from our livestock. buy effexor online no prescription

wandering spirit ali

I’m not saying you shouldn’t spend your money. I’m certainly not in a position to ridicule anyone for spending a small amount on something that you really want; but, in the grander scheme of things, that new television, purse, or those expensive shoes won’t last very long. Long-term investments are more likely to reap long-term rewards.

Before I switched to Walmart Family Mobile, my monthly cellphone bill for a single plan on a major carrier was over $120 each month once all of the taxes and fees were applied. I had roughly 6GB of data and if I used over my monthly allotment, I was charged outrageous fees. I have to use my phone and data plan frequently for work. Occasionally, I get opportunities that are time sensitive and I need to respond quickly. I realized that my cell phone bill was twice more than what it should be, and I considered making the switch. In my personal situation switching to Walmart Family Mobile could save me $720 per year, which is nearly equivalent to what I might get back in taxes. buy elavil online no prescription

How To Get The Most Out Of Your Tax Refund

How To Get The Most Out Of Your Tax Refund

The SIM Kit for Walmart Family Mobile costs $19.88; since Family Mobile bills you later, you only have to pay $19.88 when you sign up. You’ll just need to purchase a Walmart Family Mobile compatible phone such as the Samsung Galaxy On5 or use a compatible phone that you already own.

The Samsung Galaxy On5 retails for $119.00 at Walmart, which is a great value for a smartphone. It has 8GB of internal memory and a microSD card slot which can expand memory up to 128GB. The Samsung Galaxy On5 has a 5MP rear-facing camera capable of 720p video recording and a 2MP front-facing camera. It has a 5 inch HD touch screen and uses Android operating software.

But if you still don’t think the Samsung Galaxy On5 is the right phone for you, they have several other smartphone options available.

The Walmart Family Mobile Plus Plan includes *Unlimited Talk, Text, & Data which includes up to 10GB of 4G LTE then 2G plus a free VUDU movie credit every month ($7 value) per line for $49.88. buy estrace online no prescription

*Includes up to 10GB of 4G LTE† data then 2G

The free VUDU movie credit is a great bonus and it’s enough for a new movie rental. It can be streamed on a Smart TV, ROKU®, Chromecast®, VUDU Spark™, or other compatible device.

Disclaimer: All prices for phones and plans included in this post are accurate as of the date of posting; however, these prices are subject to change. Please refer to this link or your local Walmart for current pricing.

Tax season and tax refunds only occur once a year. If you get a tax refund, I hope you’ll spend it wisely and consider investing some of your hard earned tax dollars in something that will help you achieve long term savings and rewards. If you’re looking to decrease your monthly phone bill, check out the phones and plans available through Walmart Family Mobile. I hope you’ve enjoyed these tips for how to get the most out of your tax refund and I’d love to know what you plan to use your refund on this year.

How To Get The Most Out Of Your Tax Refund

Budgeting Solutions: When EveryDollar™ Counts

January 18, 2017

This post is sponsored by EveryDollar™ through Acorn Influence; all opinions are entirely my own.

When I found out that I was pregnant I knew I would have to redo my budget. I expected to have a few more months to plan things out and prepare myself for time off work and the added expense of a baby. I’m self-employed, and I wouldn’t be able to work immediately after the baby was born; I have no sick days or vacation to use. There’s no maternity leave when you run your own business. I thought I would have more time to set money aside in preparation for our family expansion. By the time that I was 6 weeks pregnant, I was vomiting 7 or 8 times per day. I was diagnosed with a condition called hyperemesis gravidarum; it is a fancy medical term for ‘she is pregnant and vomits all the time.’ I had several bouts of dehydration which required doctor’s visits to receive IV fluids. Very few of the medications prescribed to keep me from vomiting worked; the medications that did help with vomiting made me feel terrible. I watched my checking account quickly dwindle while I paid co-pays and I realized that EveryDollar™ counted. Today I’m discussing personal finance and how I’ve started using the EveryDollar™ app to help get myself on the road to personal and financial recovery. When people mention that they are struggling financially, I used to be in that position, so I can relate to them. With that being said, if it wasn’t for sites like Upturn Credit or programs similar to the one I’m currently using, I might not be in a good financial position as I am in now. It can be tough not remembering everything you spent money on, but with a bit of planning and budgeting, things could change. Ultimately, managing your personal finances is all about balancing your budget and making sure that you have enough money to cover your outgoings while, at the same time, leaving some funds leftover for saving purposes. This is not always easy though. I know quite a few people who have reached out to a personal financial planning services provider for support and advice. Sometimes, money matters are best left to the experts after all. So, what can you learn from my own experiences of managing my personal finances?


Continue reading Budgeting Solutions: When EveryDollar™ Counts

Building My Business With T-Mobile Simply Prepaid™

February 20, 2015

This shop has been compensated by Collective Bias, Inc.
buy amitriptyline online no prescription

and its advertiser. All opinions are mine alone. #ChangingPrepaid #CollectiveBias

When filing my taxes this year for the first time as a small business owner (yes, blogging is a business), I struggled with business expense deductions. I hadn’t kept track of my expenses like I should have, and I wasn’t able to claim expenses that I would have qualified to claim. I should have taken a look at seed stage startup accounting to see how I could have got help with these financial needs.

And since blogging is a business (really), I’m always looking for more business-like ways of improving the way I work. I’ve found plenty of leads in that regard, I’ve also been recommended a few as well, like this motivational speaker who consults for small businesses. If I ever get demotivated when it comes to my work I’ll know where I can turn to. For the present time, I’ve been reading over several articles on communications.
buy grifulvin online no prescription

Two regular expenses for most small business owners like me is our phone and internet service. After reading about improving customer service on, I realized that I needed to prioritize communication. It’s really important to stay connected to customers and clients, or they might take their business elsewhere. Many business owners even choose to use a cloud contact centre as their method of keeping in contact with customers, so the call centre element of the business is made much more simple. After seeing how far technology has come in regards to business, and the relationship between customer and business owner, I realized it was time for a change.

I had used my personal cell phone for business calls, and I was unable to use it as a deduction. I realized that I needed to get a dedicated business cell phone with a data plan and budget that into my business expenses for the year. I opted for the T-Mobile Simply Prepaid™ plan available at Walmart. The service plans begin at for unlimited talk and text, and you choose the high-speed data/plan that fits your needs, up to 8Mbps on T-Mobile’s Nationwide 4LTE Network.
buy temovate online no prescription

T-Mobile Simply Prepaid™

Continue reading Building My Business With T-Mobile Simply Prepaid™